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Finance Options

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Finance Options

Your preferred way to pay. However you’d prefer to pay for your new home improvement, there is a range of finance and payment options to choose from – and we’ll work with you to find the best solution for your needs.

Flexible Finance Options

Interest-Free Credit 0% APR Representative is available over 10 months and requires a 30% deposit. Simply divide the loan amount by the term of the agreement for your monthly repayment amount for the entirety of the agreement. No interest or fees are payable with this option.

Pay Later in 12 Months requires a 30% deposit and has 19.9% APR Representative. If settled in full within the 12-month deferral period, then there is no interest to pay, but a £29 administration fee applies. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Low Monthy Repayments are available over five or ten years. They require a 30% deposit and have 14.9% APR Representative. Interest is calculated daily and added monthly. You must make the minimum repayments at any time, which could reduce the term of the loan and the additional repayments without penalty. This lets you control the term total interest payable and reduce the amount of interest you would pay. Payments will start approximately one month after the contract we have fulfilled with you.

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